e-Guardian IX – The new generation in AML/CFT technology

Market-leading solution for monitoring, preventing money laundering and terrorist financing (AML/CFT), fully compliant with best practices and Brazilian legislation. 

Launched in 2007, e-Guardian is the leading technology tool for AML/CFT, supporting companies from different sectors in complying with their regulatory obligations safely and efficiently.

Through continuous monitoring of customer financial behavior, registration data, socioeconomic profile, restrictive lists, sanctions, and PEPs, among others, it is possible to perform hundreds of cross-data monitoring scenarios configured according to the institution’s market segment, in addition to customized parameterizations according to the nature of the operation, type of risk, and type of person/organization.

The tool is in its new generation, e-Guardian IX, completely revamped and with features that enhance the platform’s intelligence, usability, and analysis capabilities.

New features

Investigation Analysis – Enables comprehensive due diligence on customer behavior, including current and historical notes.
Availability in three languages – Portuguese, English, and Spanish.
Intelligent Management Dashboard – Views of geographic risk, volume traded by counterparty, and risk fluctuation.
Customer Dossier Report – A new feature that consolidates the current and historical view of each customer in eGuardian.
Renewed and more intuitive interface – Redesigned customer screens, incorporating smaller buttons, improved usability, and simpler navigation flows.
Monitoring of clients in the shared fraud database (BACEN Resolutions No. 6 and No. 343), through activation of the NoTrick service.
New advanced filters – Ability to filter clients by investigation, in addition to existing filters.

EGUARDIAN DYNAMIC WORKFLOW

Characteristics EGuardian

Flexibility to setup the risk parameters and scenarios;
Integration with the major market vendors;
Flexibility for internal systems integration (APIs, webservice and others);
Embedded workflow at the tool;
Clustered analysis of occurrences;
Possibility to add documents during the diligence analysis;
Integration with the Advice Onboarding platform and other services;
APIs for online/real time integration with restrictive and sanction lists;
Email integration;

EGuardian Differentials

Diligence of each atypical situation anchored in RBA: The institution can act with greater or lesser diligence depending on the client’s risk, ensuring the security increase at the financial operations, corporate image risk reduction and in compliance with regulatory rules.

Recurrent management of restrictive lists: OFAC, UN, England Bank, European Union, PEPs (Politically Exposed Person) among others, also allowing integration with internal lists, being fully complied with the current regulation.

Customized analysis workflow: EGUARDIAN allows the user to establish all the relevant steps and areas for atypical analysis and later decision-making for communication or filing.

SWIFT Module: Capability for reading all SWIFT messages (eg: MT103, MT202, MT9oo, MT910) in order to identify any restrictions on recipients such as: suspicious terms, restricted names in national or international lists or even, high risk countries.

Improvements in RBA: Procedures and time monitoring supported by SLA deadlines both in the occurrence detection and in the due diligence process, being fully complied with BACEN resolutions.

OTHER FEATURES OF EGUARDIAN

Acting in Brazilian market for 14 years, EGUARDIAN runs its THIRD GENERATION.

100% according to RBA (Risk Based Approach).

100% according to the recent Brazilian regulatory changes and other regulations:

AML Monitoring

Investor Profile Analysis

Risk Manager

FATCA, CRS and e-Financeira

SCHEME VIEW

The EGUARDIAN PLATFORM can be adjusted and combined with other Advice products and services, creating a SYSTEMIC SOLUTION IN COMPLIANCE according to the institution needs and 100% in compliance with the laws and norms required by regulatory agents.

KNOW N1¹

Know your Counterpart (KYC) Onboarding process management for customers, employees, business partners and suppliers, including registration, verification and validation of register information.

MÉTIS²

Advice’s reputational risk center that unifies, categorizes and classifies the risk level of counterparties, products, channels and operating environments, being also in line with recent regulations published by Brazilian agents.

RISC³

Services related to risk mitigation, such as process research, certificates, international sanctions lists, restrictive lists, among others.